Protecting your family and your business


You may have life assurance policies and critical illness cover that has been in place for some time and may no longer meet your needs. A simple change to your circumstances, such as quitting smoking, may mean that reviewing your life cover could see your policy costs reduced.

Even if your Employer offers you life cover, it is still important to review the level and type of cover on a regular basis to make sure it remains appropriate for your personal needs. We can carry out a review of your arrangements and advise you on any changes that may be needed. If you own a business then different considerations apply, including tax issues. Please contact us and we will review your options with you.

We have the expertise to guide you through the choices to ensure that you have the appropriate level of cover in place, based on your individual needs and circumstances.

Areas we advise on include:

  • Life Assurance
  • Critical Illness insurance
  • Income Protection
  • Mortgage payment protection
  • Relevant Life
  • Accident, Sickness and Unemployment insurance
  • Key Man insurance
  • Shareholder protection insurance


Please note, the Financial Conduct Authority does not regulate Taxation advice.


If you would like the opportunity to discuss the issues that concern you please contact our team for more details on our services, via the 'Contact us' page, via email to
enquiries@horlockholdcroft.co.uk or by calling the office directly on 01825 766130. We would be pleased to advise you on the most suitable plan for your financial goals based on your individual needs and circumstances.