Lifetime Cash Flow Planning

Do you worry about how long your money will last? Are you concerned that your funds may run out during your lifetime? Many people do not fully understand where they are heading financially, or what the future holds for them in terms of long term financial stability. We can show you the bigger picture and help you to understand whether you are “on track” to achieve your long term objectives. We can answer questions such as:

  • When can I afford to retire?
  • Is there a possibility that I may run out of money?
  • How will my attitude to investment risk affect the potential for long term investment growth?
  • What level of investment return do I need to achieve my lifetime objectives?
  • What will my income and tax position be when I start taking my retirement benefits (including State Pension)?
  • What will the effect of inflation be on my savings and income over the longer term?
  • Might my estate be subject to Inheritance Tax?

We use Cash Flow Modelling software that will generate a Lifetime Cash Flow Report, which will enable you visibly to see whether you are on track to achieve your lifetime goals and if not, what actions you may be able to take to help get you there.


The Financial Conduct Authority does not regulate Tax Advice.

If you would like the opportunity to discuss any issues that concern you, please contact our team for more details on our services at or by calling the office directly on 01825 766 130.